IIANM Members Only


The Homeowners Catastrophe Insurance Trust (HCIT) is one to consider for your clients' earthquake, flood, and landslide coverage:

  • HCIT coverage continues to be placed 100% through Certain Underwriters at Lloyd's London. Lloyd's is rated A (Strong) and A (Excellent) by Standard and Poor's and AM Best, respectively.
  • HCIT has been underwriting earthquake, flood and landslide business for over 40 years.
  • Blanket limit coverage is automatic for the Dwelling, Other Structures, and Contents. All are added together and may be used as a total Sum insured for the payment of any losses within these coverage groups.
  • No inspection is required.