Life & Health Insurance Prelicensing Exam Prep
Life & Health Prelicensing Training
IIANM has partnered with ExamFX to create a comprehensive online training program to ensure candidates are prepared to pass their exam on the first attempt. We have a couple of study packages available to fit your learning preference and budget.
Have you heard about our pass rates?
ExamFX candidates report a 93% overall licensing exam pass rate. Our pass rates reflect our comprehensive study programs and our commitment to helping you succeed.
(See below for our 1st time Pass Guarantee)
About the Life & Health Exam
What are the topics covered on the Life & Health Exam? The exam is broken down into seven parts.
These topics include:
Life and Health Insurance Basics
- Types of losses and benefits
- Uses of life insurance
- Underwriting and policy issue and delivery
- Producer’s responsibilities
Life Insurance Policies
- Term policies
- Traditional Whole Life policies
- Universal Life and Variable Life policies
- Other specialized policies
- Types of annuities
- Uses of annuities
Types of Health and Disability Policies
- Medical expense insurance
- Disability income policies
- Group health insurance
- Long-term care
Policy Provisions, Options, and Riders
- Standard provisions
- Types of beneficiaries
- Disability riders
- Nonforfeiture options, dividend options, and settlement options
Medicare and Medicare Supplements
- Medicare Parts A – D
- Medicare Supplement plans
- Federal Regulation
Tax Considerations for Life and Health Insurance
- Personal life insurance
- Annuities
- Taxation of personally owned health insurance
- Employer-sponsored health plans
- Other related concepts
Applicable state regulations
- Producer licensing
- Enforcing insurance laws
- Unfair trade practices
- Regulations specific to Life and Health insurance
What is the ExamFX Guarantee Exam?
ExamFX is so confident in our training program that we guarantee users who successfully complete the Guarantee Exam will pass their licensing exam on their first attempt! If you do not pass your licensing exam within three days after scoring 80% or higher on the Guarantee Exam, we will refund the cost of your course. It is that simple. Some restrictions may apply.